Lawnside, NJ – New Jersey residents who have found themselves drowning in credit card debt, medical bills or mortgage payments, require legal guidance to take the best possible route forward. The team from Law Offices of Georgette Miller and Associates, PC offers bankruptcy and loan modification to those who are struggling with debt in the New Jersey area. Their experienced team can evaluate the position that the client is in and recommend the best bankruptcy route to pursue to get their financial situation back on track.
Georgette Miller is a qualified bankruptcy attorney in NJ and she, along with her team, are prepared to assist those faced with bankruptcy. In the field of law that surrounds bankruptcy, there are various routes that an individual struggling with debt can take. Whether it is Chapter 7, Chapter 13 or Chapter 11, Law Offices of Georgette Miller and Associates, PC can offer guidance. The first type of bankruptcy is Chapter 7, which allows for debts to be eliminated through discharge allowing the individual to no longer be legally obligated to pay them. Chapter 7 bankruptcy allows for any assets determined to be nonexempt and may be sold in order to pay one’s creditors. This type of bankruptcy allows those filing that have any unsecured debt, which features credit cards, medical bills, and payday loans to be eliminated.
The next type of bankruptcy that Law Offices of Georgette Miller and Associates, PC can assist with is Chapter 13. In Chapter 13 bankruptcy, petitions are filed in federal court that explain one’s debts, income, and assets. From there, a repayment plan is submitted to the assigned trustee that will allow the individual to spread any past due balances over a three to five year period, while all current payments are paid on time. This type of bankruptcy is designed for those who have a steady and consistent income but found themselves struggling with paying their bills on time.
Chapter 11 bankruptcy is the third type of bankruptcy that the New Jersey law office can assist individuals with. While Chapters 7 and 13 are centered around individuals, Chapter 11 tailors to businesses of all sizes who face financial struggles. Chapter 11 bankruptcy is designed to protect a business, which allows them to balance income and expenses, as well as regain profitability while they remain open for business. This gives businesses an option to sell assets or even downsize to avoid completely losing their business.
Law Offices of Georgette Miller and Associates, PC is located at 335 Evesham Rd, Lawnside, NJ 08045. Contact their team via phone at (866) 964-6529 or send online inquiries via email to [email protected]. For additional information regarding their law firm and their bankruptcy representation services, visit their website.
Media Contact
Company Name: Law Offices of Georgette Miller and Associates, PC
Contact Person: Georgette Miller
Email: Send Email
Phone: (866) 964-6529
Address:335 Evesham Rd
City: Lawnside
State: NJ
Country: United States
Website: https://georgettemillerlaw.com/