Cassie Ferrer purchased her very first home at age of 24, right after landing her first job as a licensed banker at a major bank. It was 2007 and everyone was buying houses back then. She purchased the home with no money down.
This was not the biggest mistake. The biggest mistake was that she purchased it for the wrong reason. She associated success with home ownership. She purchased a home that was way above her budget. She did not account for insurance and tax increases and the potential for income reduction.
She certainly did not have an emergency savings fund. She was promoted to a commercial credit analyst that year but had to take a pay cut due to the economy.
Then, in 2010, she was offered a position in a different state. Her house was upside down at the time. Since she was working at a bank, she could not just walk away from the home. She ended up having to take out a loan from her retirement to negotiate a short sale.
It was so painful as the value of her retirement dropped by close to 50%.
In 2013, she and her husband purchased their first home. At the time, she learned her mistake and knew when to purchase and at what price to purchase. They purchased a home below their means while considering potential returns and expenses associated with the home. The home was paid off in 27 months. They then purchased a much nicer home and they paid off the mortgage on the home just short of 3 years as well.
She is now teaching the strategies she used to her clients. She also teaches others important money concepts such as mindset, budgeting, debt management, and savings. Working in the financial industry for 15 years, she witnessed many fatal financial mistakes from individuals and businesses.
Many are spending to fulfill emotional needs vs obtaining the needs from positive ways such as connecting with others, exercising, and doing things they enjoy. Once she advised them to schedule the time to those things that generate the much-needed emotions, their urge to spend just stopped. Having a budget that is in line with ones’ values and priorities is also crucial. They can have a budget but if it’s not in line with their values and priorities, they will not follow it.
Her goal is to impact millions of people on how to manage their money better so they don’t get into debt and start investing for their future. This year, she decided to provide free access for her signature course Personal Finance Mastery. This course will transform many and she is one step closer to her goal.
To register for the free course: https://numbers-nerd-consulting.newzenler.com/courses/personal-finance-mastery-course
Find out more about Cassie: NumbersNerdConsulting
Get her 30-Day Debt Cleanse Planner for free: Cassie Ferrer – 30 Day Debt Cleanse Planner (dappstudio.com)
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Instagram: @cassieferrer50
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Contact:
Numbers Nerd Consulting, LLC
Email: [email protected]
Phone: 407-907-0346
Website: www.numbersnerdconsulting.com
About Cassie Ferrer:
Cassie Ferrer is a speaker, an Amazon best-selling author, and Founder of Numbers Nerd Consulting, LLC. She is a Money Coach helping families to live the debt free lifestyle and teaching investment strategies that lead to a legacy of wealth. She is an Award-Winning financial leader. Prior to starting her consulting firm, she worked in the financial industry for 15 years as a First Vice President.
Cassie’s academic background includes a BA in Finance and Marketing and an MBA. She is also a CPA candidate. She was featured in Small Business Expo, Corporate Shark Tank, NAAAP (National Association of Asian American Professionals), Finance Care Services, and multiple podcast/YouTube interviews.
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