Southfield, MI – The law firm of Wigod and Falzon in Southfield, Michigan deals with the complex Michigan auto insurance laws every day. They are in the best position to explain to residents of the greater Detroit area how changes in the laws affect personal injury claims.
Michigan motorists are required to purchase no-fault auto insurance coverage. The Southfield insurance attorneys at Wigod & Falzon explain that no-fault auto insurance means that each driver involved in an accident is responsible for their injury expenses, no matter who causes the accident.
When the law was enacted in 1973, that coverage had to include unlimited personal injury protection. Personal injury protection pays for medical expenses, lost wages, and other expenses of the personal injury.
As of July 1, 2020, drivers are now allowed to decide on their own if they want to purchase unlimited personal injury protection. They still have to purchase no-fault auto insurance, but the Southfield personal injury lawyers at Wigod & Falson explain that now drivers can choose to cap their coverage at $50,000 for drivers on Medicaid, or $250,000 or $500,000. This results in a lower premium for the person buying the insurance policy.
However, the Southfield injury attorneys at Wigod & Falzon explain that this also means if a motorist has a car accident with injuries, the driver is responsible for their own injury expenses out of their own pocket after expenses exceed the limit they chose.
It’s a very risky choice. Hospital expenses alone can easily top $250,000, not to mention lost wages during recuperation.
About Wigod & Falzon, P.C.
Founded in 1997, the law firm of Wigo & Falzon, P.C. has been helping Michigan residents with personal injury claims for over 24 years. Their practice areas also include family law and premises liability.
Media Contact
Company Name: Wigod & Falzon, P.C.
Contact Person: Lawrence Falzon
Email: Send Email
Phone: (248) 356-3300
Address:25899 W 12 Mile Rd #200
City: Southfield
State: MI
Country: United States
Website: https://falzonlaw.com/