Capital Home Mortgage Announces FHA Loan Limits For 2023

The direct mortgage lender offers a complete line of mortgage products and originates FHA loans for clients with credit scores as low as 550.


Capital Home Mortgage powered by Axia Home Loans (NMLS #27830) is pleased to announce that the baseline FHA loan limit in Texas for the fiscal year 2023 has increased to $472,030 for a one-unit in a low-cost area, and $1,089.300 for a high-cost area, respectively. These loan limitations are calculated and updated annually and are affected by Fannie Mae and Freddie Mac’s conventional loan limits. These figures can also be affected by the type of home, such as single-family or duplex.

Capital Home Mortgage comprises a committed team of mortgage specialists focused on the consumer and ensuring that the home mortgage experience is stress-free. The company is a full-service residential mortgage provider that offers a variety of mortgage options.

“We offer a full array of mortgage products for any mortgage need as a direct mortgage lender and servicer. Our highly experienced team of specialists will work with customers to design the ideal loan package to match their budget and particular goals, whether they want to buy their first home, refinance their current mortgage, or consolidate debt,” according to Conor Hayhurst, Managing Director. “Homebuyers can begin their loan application with Capital Home Mortgage online. The application can be completed in less than five minutes, allowing homebuyers to start their home-buying journey easily. Prospective homebuyers can also receive a free, no-obligation rate quote on the company’s website,” added Conor Hayhurst.

The company handles all facets of mortgages, including origination, processing, underwriting, and funding. This control enables Capital Home Mortgage to originate FHA loans for borrowers with credit scores below 580 and as low as 550, although other mortgage lenders would deny the application.

About The Company:

Capital Home Mortgage, powered by Axia Home Loans, NMLS# 27830, is a full-service mortgage firm that provides a wide range of personalized home loan solutions. Axia Home Loans is a 100% employee-owned company that provides mortgage products ranging from FHA, VA, USDA, and Conventional loans to Non-Qualified Mortgage and Jumbo Loans.

Media Contact
Company Name: Capital Home Mortgage, powered by Axia Home Loans, NMLS #27830
Contact Person: Conor Hayhurst, Managing Director
Email: Send Email
Phone: 800-854-4142
Address:901 Halsell St.
City: Bridgeport
State: TX 76426
Country: United States